Consumer Critical Illness Insurance

Every 34 seconds, someone will have a coronary event

Even with stable finances, a serious illness can create a heavy financial burden. USAble Life’s Critical Illness Insurance is a wise investment that provides additional financial security. Cash benefits are paid directly to you and can be used to pay a multitude of expenses, including copays, deductibles, and treatment.

10 Critical Illnesses and Treatments Covered

Standard benefits include:

  • Cancer
  • Heart attack
  • Stroke
  • Major organ transplant
  • End-stage renal failure
  • Quadriplegia
  • Amyotrophic Lateral Sclerosis (ALS), Lou Gehrig’s Disease
  • Carcinoma in situ
  • Coronary artery bypass surgery
  • Angioplasty/stent
  • Wellness

Family Coverage

Cover yourself, your spouse, and your children at affordable monthly rates

Guaranteed for Life

  • Lock in affordable rates based on your age when you purchase the policy, and your rates won’t increase due to age
  • Your policy is guaranteed renewable year after year as long as your monthly premiums are paid on time

How it works

For example, you purchase a $15,000 Critical Illness plan and later suffer a heart attack. In addition to what your health insurance pays, USAble Life’s Critical Illness plan may pay:

$15,000 in total cash benefits paid directly to you