Our health insurance products include:

• Affordable Care Act
• Individual & Family Health Insurance
• Individual Dental Insurance
• Group Insurance
• Temporary Insurance

Florida Blue Individual health plans

We specialize in providing individual health insurance policies through Florida Blue, Blue Cross and Blue Shield of Florida, one of the state’s largest health insurers. We can help you select a health plan that meets your family’s needs and your budget by offering Off Marketplace plans or Affordable Care Act also known as Obamacare. (Obamacare is not an insurance plan; it is a federal program)

Back by more than 70 years of experience, Florida Blue offers comprehensive plans, multiple networks and an impressive record of service and stability.

Great Benefits and Flexible Rates!

Choose from several different health products that are available to you:

 With so many health plans to choose from, we can help you figure out if you qualify for a premium tax credit through the marketplace and determine the type of coverage you need.

Available Plans 

• Blue Options PPO Plans
• Blue Select PPO Plans
• Blue Care HMO Plans
• My Blue Plans

Dental Plans and Programs

Dental protection is important for good oral health which is vital to good overall health. Choices range from PPO-style and copay options to prepaid plans that work like a Dental Health Maintenance Organization (DHMO). Now that’s something to smile about!

A wide range of PPO dental plans that allow members to visit any dentist anywhere. These plans put an emphasis on preventive care, provide members access to a national dental network, and allow for in and out of network coverage. There are options for larger employers (i.e., 51 or more employees) that pay usual and customary fees for out-of-network care.

Lower cost copayment dental plans that provide the value and network coverage of a PPO dental plan with the predictability of copayments for all in-network services.

Cost-effective pre-paid dental plans for employers with 4 or more employees. These plans put an emphasis on regular cleanings and preventive services while providing an extensive network of dentists in the state of Florida.

Learn more about our Dental Insurance Products.

Networks are comprised of independent contracted dentists. BlueDentalSM plans are offered through Florida Combined Life Insurance Company, Inc., an affiliate of Blue Cross and Blue Shield of Florida, Inc., D/B/A Florida Blue. These companies are Independent Licensees of the Blue Cross and Blue Shield Association. Limitations and exclusions may apply.

Blue Cross and Blue Shield of Florida, Inc., and its affiliate Health Options, Inc., contracts with the Centers for Medicare & Medicaid Services to administer Medicare Advantage and Part D Prescription Drug benefits, in the state of Florida. These contracts are renewed annually, and availability beyond the end of the current contract year is not guaranteed.

The amount of benefits provided depends upon the plan selected and the premium may vary with the amount of benefits selected.

Networks are comprised of independent contracting health care providers.

Group Benefits

Many businesses today face challenges in attracting and retaining top employees. As a business owner, you know the importance of employee benefits and their contribution to your business success. We will work with you to develop a program tailored to your individual circumstances. These products and services are designed to provide solutions to your personal and business financial needs, including:

• Flexible Spending Accounts (FSA)
• Group Dental Insurance
• Group Disability Insurance
• Group Health Insurance
• Group Life Insurance
• Group Vision Insurance
• Health Reimbursement Arrangement
• Health Savings Accounts (HSA)

We believe that employees are a company’s greatest asset and should be treated as such. Our experienced team of agents will find the best, most tax-efficient plan for you so that you can save money while providing your employees with the coverage that they deserve. Let us handle the burden so that you can focus on running your business.

Temporary Insurance

Temporary insurance plans provide health coverage from one to six months for individuals or families. The plans are designed to cover emergency and unexpected health issues for a short time period. While they don’t include all the benefits of Affordable Care Act (ACA) plans, they can be a good choice for short-term coverage in between jobs or while you wait for the next ACA Open Enrollment Period.